Army National Guard Offers a Way to Pay Federal Student Loans

One of the Army National Guard’s best selling points is its ability to help pay for its Soldiers’ educations.

There are many paths to earning a degree without incurring a ton of debt or any debt at all, like the Guard’s Federal and State tuition assistance programs, but one benefit the Guard offers – the Student Loan Repayment Program – can pay down balances on Federal student loans a Soldier already has.

CPT Peter Brookes, the Enlisted Incentives Program Manager with the Army National Guard, explains: “The gist of it is that we pay 15% or $500 a year of the overall Federal student loans you have when you join the Guard, up to $50,000, inclusive of interest for a 6 year commitment.”

The most important caveat for the program, says CPT Brookes, is that the money goes to the lending institution – not the Soldier. Also, it’s not a one-time check to the lender. For example, for a Guard member who has $50,000 in Federal student loans, the Guard would pay 15% per each individual loan of that balance, up to $7,500 per year.

The Student Loan Repayment Program (SLRP) applies to only Federal loans. State loans and private loans do not qualify.

There are also requirements associated with a Soldier’s status within the Guard. Different standards apply for new Soldiers coming in with no prior service, Soldiers who have prior military service, and those who are already serving in the Guard.

CPT Brookes says for anyone new coming into the Guard, there are three basic eligibility requirements for SLRP – Soldiers must be high school graduates who are moving into a vacant position in the Guard and have a minimum Armed Forces Qualifying Test score of 50 and established Federal student loan debt.

As of this writing, CPT Brookes says new Soldiers can pick one of three incentives between SLRP, the Montgomery GI Bill Kicker, which is $350 a month that goes to a Soldier who’s enrolled in college, for up to 36 months, or a Non-Prior Service Enlistment Bonus for $7,500.

Some of those incentives can be combined with the Guard’s education benefits, which CPT Brookes describes as “unparalleled.”

“When you consider that for the vast majority of us, [Guard service] is a part-time job, it’s pretty phenomenal, he says. “I can’t even think of a civilian equivalent out there for education benefits for a part-time job.”

Not only can Soldiers take advantage of potentially earning free degrees through State Tuition Assistance Programs (programs vary by State), “you can still go and get your [Montgomery GI Bill] Kicker as well,” says CPT Brookes. “So basically you’re getting paid to go to college.”

NationalGuard.com outlines all of the Guard’s benefits, but CPT Brookes says recruiters are the best source for information on benefits, incentives, or bonuses that apply to each State.

Your local recruiter can also help you decide on the job you’ll train to do in the Guard, called your Military Occupational Specialty (MOS). For more information on Guard careers, check out our job board, where you can research more than 150 options in fields ranging from administration, to infantry, engineering, military intelligence, and more.

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The Top 5 Reasons to Join the Army National Guard

On Your Guard sat down with Staff Sergeant (SSG) Mike Schriefer to talk about why people join the Army National Guard. We thought who better to ask than a recruiter, who’s also had a few different jobs in his nearly 14 years of service with the Guard. SSG Schriefer, who also served in the Active Duty Army, breaks down his top 5 reasons to join this branch of the U.S. military where Soldiers serve on a part-time basis. 

1. Education Benefits

SSG Schriefer says comparing the Guard’s education benefits to Active Duty’s education benefits is like comparing apples to oranges.

Active Duty components of the military receive only Federal benefits. Because the Guard’s primary mission is to serve the State and its governor, and its secondary mission is to serve the country, he explains, Soldiers are entitled to both State and Federal education benefits.

“It’s like having two Christmases,” he says.

So in the Pennsylvania Army National Guard, where SSG Schriefer is a member, a Soldier can participate in a full-time degree program and receive either 100% tuition assistance for a state school or $3,619 per semester to other Pennsylvania schools, including private colleges, and technical and trade schools. It’s important to note that each State has its own policies in place.

That State benefit can also be combined with a Federal benefit like Federal tuition assistance to the tune of $4,000 a year for Soldiers who have completed one year of service after their graduation from Advanced Individual Training.

Yet another Federal benefit can pick up the tab for other expenses associated with going to college.

“Every Soldier who enlists gets the GI Bill, Select Reserve, which, while they’re enrolled in school 8-9 months out of the year, they get another $368 a month, tax-free, that goes directly to them that they can use for books, room/board, food, anything that they need,” says SSG Schriefer.

And, Soldiers who’ve already completed some or all of their education can be eligible for the Student Loan Repayment Program, which will pay up to $50,000 of student loan debt.

2. Job Training and Transferable Skills

When you join the Guard, you’ll get job training, too, in what is called your MOS, or Military Occupational Specialty. Your MOS may or may not line up with your educational pursuits or your civilian career. It can also change over time.

SSG Schriefer says these MOSs are always hot for new recruits in his State: 68W Healthcare Specialist, 31B Military Police, 11B Infantryman, and 19D Calvary Scout.

Many MOSs have direct counterparts in the civilian job market. The 68W MOS, for example, lends itself to working as an EMT in the civilian world. One of the questions SSG Schriefer gets is how Soldiers in combat arms MOSs like infantry and field artillery can transfer their skills to the workforce.

“They learn the invaluable skill of teamwork,” he says. “When you have to ensure 100% safety on firing a 155-mm explosive round downrange, you have to have flawless, seamless teamwork.”

SSG Mike Schriefer of the Pennsylvania Army National Guard.

SSG Mike Schriefer of the Pennsylvania Army National Guard.

Other skills: “You will also learn to work under pressure, critical thinking, dedication, and priceless leadership skills that are coveted by employers,” SSG Schriefer says. “Reliability, dependability, integrity – all those things, when you go to apply for a job, are going to make you shine over a regular civilian candidate.”

To help recruits decide on an MOS – there are 150 of them – SSG Schriefer asks them what they want to do and then directs them to NationalGuard.com to research MOS choices and check the qualifications.

Another helpful tool is the ASVAB (Armed Services Vocational Aptitude Battery) test, which determines which MOSs recruits are eligible for based on their scores.

Changing one’s MOS is also possible, says SSG Schriefer, but not likely during a Soldier’s initial enlistment.

“The best time for them to change their MOS is when they come up for their first contract extension,” he says. “But, it never hurts to ask if you’re a stellar Soldier and you’re doing really good things.”

SSG Schriefer himself has been a 25U Signal Support Systems Specialist, 92Y Unit Supply Specialist, and a 74D Chemical Operations Specialist, all before becoming a recruiter.

3. Adventure: Finding Out You Can Do More Than You Could Have Imagined

SSG Schriefer says he was a tall, skinny kid who had played sports in high school, but, “I didn’t know how far I could physically go until Basic Training. I never knew I could run that fast, or carry a rucksack with 50 pounds in it for 12 miles. Mentally, I thought I’d never be able to make it through the gas chamber.”

At Basic, recruits can expect to do some rappelling. However, jumping out of airplanes at Airborne School and rappelling from helicopters at Air Assault School are reserved for select Soldiers.

“That’s used as an incentive. If you’re the stellar Soldier in the Unit, we’ll put you in for those schools,” says SSG Schriefer.

4. Being Part of Something Bigger Than Yourself

SSG Schriefer likes that his job is about serving the citizens of Pennsylvania.

“Our first responsibility is to take care of the people we live around, so that gives you a sense of pride,” he says. “The ability to give back to the community and share what the Guard has done for me on a daily basis is a great feeling.”

Another great feeling happens every time he arrives at drill weekend once a month. Patriotism, he says, can be seen and felt all around.

“All you have to do is look at the cars in the parking lot with flags, stickers, license plates and you see that these kids love their service, their country and love being in the military.”

This helps develop the sense of camaraderie for the less than 1 percent of the population who serve in the military.

“No one will ever know how we think, feel, act, or process things unless they have been in our shoes. That’s what creates the brotherhood,” he says.

5. Service to your Community, State, and Country (Which No Other Service Can Offer)

The idea of serving a dual mission to State and Nation is unique to the National Guard.

And while SSG Schriefer has served on just one deployment in service to the country – to Kosovo – he’s had many opportunities to help out on State missions, too, like flooding from Hurricane Sandy and delivering meals to motorists stranded by snowstorms.

But he’s found that his most fulfilling mission is in his role as a recruiter, “being able to be on the ground floor, being the first person and the first interaction with the military most people have, and being able to set them on a path of success, it shutters everything else out.”

So, if you’re ready to see how far you can take your career, especially when you don’t have to worry about paying for college, and you want to be part of a team that’s dedicated to protecting the community and the Nation, consider joining the Army National Guard. Explore our job board for information about each MOS, and contact your local recruiter for personalized advice.

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State Spotlight: Vermont

Ground and Flight Medics Train Together to Improve Treatment

CAMP JOHNSON, Vt. – Vermont Army National Guard Soldiers tested their medical training from initial care through medical evacuation at Camp Johnson in Colchester, Vt., in early May.

Charlie Company (Medical), 186th Brigade Support Battalion, 86th Infantry Brigade Combat Team (Mountain), partnered with Charlie Company, 3rd Battalion, 126th Aviation Regiment, to perform this training.

“We’re getting their ground medics to work with us so they understand how to do transfer of care, what we are looking for, and how to load the aircraft properly,” said SSG Robert Slater, critical-care flight medic, C/3-126th AVN (AA). “The big thing is transfer of care.”

SSG Slater was taking simulated patients from the 186th BSB after the on-ground combat medics performed initial medical care. Slater was attempting to hit the ‘golden hour of medicine,’ and highly trained forces assist with that goal.

SSG Robert Slater, (left), flight medic with the Vermont Army National Guard, simulates administration of an IV for a patient aboard a helicopter. (Photo by SSG Nathan Rivard).

SSG Robert Slater, (left), flight medic with the Vermont Army National Guard, simulates administration of an IV for a patient aboard a helicopter. (Photo by SSG Nathan Rivard).

“The golden hour is the standard of care for medicine from the time of injury to the time of treatment,” explains SSG Slater. “The battlefield can be far away from where medical treatment is. [Combat medics] can only do so much on the frontline itself. If they know how we want our patients loaded, priorities, and things like that, it makes it a lot easier for us to get in, get our patients taken care of, and get them off the ground.”

The medical evacuation (MEDEVAC) is one of the final steps, but to get to that point, combat medics need to apply their training to keep patients alive.

“They are practicing applying tourniquets, needle to chest decompression for tension pneumothorax, as well as immobilization of the C-spine, so they can prepare for transport. Then they do evaluations and re-checks throughout the entire lane on the patient’s status,” said 2LT Nicholas Heredia, a logistics medical officer with the 186th BSB. “The training is real-time for Soldiers … especially for National Guard [Soldiers] because we are natural disaster relief in some cases, and that is what we are trying to simulate here.”

The training emphasizes the multiple phases of medical treatment, as it is a team effort.

“It’s really important because if we were doing a Defense Support of Civil Authorities mission or if we were in combat, our Units will integrate together,” said MAJ Mike Korczykowski, the Charlie Medical Company, 186th BSB commander. “We’ll take the casualties and stabilize them. Then the air ambulance will come in all sorts of weather to get them. It is very important that we communicate and function together.”

MAJ Korczykowski also said training is maximized by working with multiple Units at the same time during a limited time window of a single weekend.

Members feel the time crunch, but they push through it, said 2LT Heredia.

Each drill the Unit is working on revalidates the Soldier’s medical skills, and being able to put into practice all of the Soldier’s skills in one place in a high intensity and high quality scenario is beneficial, said 2LT Heredia.

So if you’re interested in a medical career with the Army National Guard, check out this list of options. The Guard provides training and education benefits that can cover the cost of a college education or additional training from a vocational school.

For more information on all of the Guard’s career fields, which range from logistics to aviation to armor and field artillery, visit our job board and contact your local recruiter.

From an original story by SSG Nathan Rivard, 172nd Public Affairs Detachment, which originally appeared in the news section of NationalGuard.mil in May 2017.

 

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